Choosing a health insurance plan that’s right for you

Family using laptop, mother looking at daughter

It’s easy to become confused by all the health insurance plans available now that the health insurance marketplace is open. Be sure to choose one that fits your specific needs and lifestyle. You can take some of the guesswork out by looking at three essential factors:

  • Decide if it’s important to keep your current doctor.
  • Check to see which plans include your current doctor.
  • Check to see which plans cover your choice of hospital.

Let Kynect help you

Did you know that Kentucky has its own health insurance marketplace? At Kynect you can:

  • Compare available plans
  • Sign up for a plan
  • Receive payment assistance, discounts or tax credits to help cover costs

If you do not have insurance, Kynect can determine if you qualify for programs such as Medicaid or the Kentucky Children’s Health Insurance Program. If you live in Indiana, you can go to the federal Healthcare Marketplace.

Remember the deadlines!

Beginning in 2014, most Americans will be required to have health insurance. The marketplace opened on Oct. 1, 2013. If you choose a plan within the next couple of months, it can become effective as early as Jan. 1, 2014. You have until March 31, 2014 to choose a plan.

Choosing an insurance plan doesn’t have to be stressful. By determining what’s important to you and seeking the advice of experts, you can find the plan that works best for you and your family.